Welcome

Whether you are first-time buyer or an experienced buyer with excellent credit, The Mortgage Centre has access to the very best products and rates available across Canada. Give us a call... we think you'll be pleasantly surprised!

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Let us simplify the whole process of getting the mortgage that's right for you!

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MORTGAGE CALCULATORS

We understand that mortgages can be confusing and intimidating. To help demystify the process, The Mortgage Centre provides a glossary and a variety of free calculators to assist you in researching, and planning your mortgage.

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Recent News

29Nov2023
Tax-Free First Home Savings Account

From: Department of Finance Canada Backgrounder The following information has been archived on the Web for reference, research or recordkeeping purposes. It has not been

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25Nov2023
Canadian Mortgage Charter

Freeland said she included the charter in the Fall Economic Statement to help ‘vulnerable borrowers’ In the Fall Economic Statement (FES), the Liberal governm

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20Feb2023
Monetary Policy Report – January 2023

January 25, 2023 Available as: PDF Inflation in Canada is still too high but has declined from its peak. As the effects of higher interest...

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Rates

TERMSBANK RATESOUR RATES
6 Months6.59%6.59%
1 Year7.84%6.94%
2 Year
7.34%6.37%
3 Year7.14%5.64%
4 Years*
6.99%5.72%
5 Years
7.04%5.14%
7 Years
7.10%6.39%
10 Years7.25%6.44%
5 Years VRM7.20%6.30%
Some conditions may apply. Rates may vary from Province to Province. Rates as of Jan 21, 2024 subject to change without notice. *O.A.C. E.& O.E.

What our clients say?

Robert & Shiroya We have had the pleasure of working with Baldev on Mortgage related matters since 2005.  His efficiency, promptness and accessibility are second to none.  He truly understands deadlines and works swiftly to meet them. Baldev shops around for the best interest rates and almost makes the impossible possible.  In our books, he is a miracle worker when it comes to financial matters.  We will never hesitate to recommend him to our friends.
Robert & Shiroya

Why Choose Us?

1. Independent advice 2. More mortgage choices 3. Best-available rates 4. Fast, convenient, local service 5. Specialized knowledge
We help you get a better deal. A mortgage broker works for you to shop the mortgage market, saving you time and money.
Our Advice is Objective

Our Lenders